Dawn Spencer REALTOR® · Hi Real Estate

Neighborhood Guide · Nassau County

Fernandina Beach and Amelia Island: history, beaches, and resort living.

At the northern tip of Florida, Amelia Island pairs Fernandina Beach's Victorian downtown on Centre Street with 13 miles of beaches, Fort Clinch State Park, and resort communities at the south end of the island.

By Dawn Spencer · Last updated

Fernandina Beach & Amelia Island at a glance

CountyNassau
SettingBarrier island with a historic downtown
HomesVictorian and historic homes, beach houses, resort-community homes, and condos
NearbyYulee, Kings Bay, Jacksonville's Northside
Historic storefronts along Centre Street in Fernandina Beach
Centre Street, Fernandina Beach Photo: Ebyabe · CC BY-SA 3.0
Brick buildings and shops on Centre Street in Fernandina Beach
Downtown Fernandina Beach Photo: Ebyabe · CC BY-SA 3.0

Highlights

What sets Fernandina Beach & Amelia Island apart

  • Centre Street's historic district: shops, restaurants, and the Amelia Island Museum of History
  • The Isle of Eight Flags Shrimp Festival each May
  • Fort Clinch State Park and 13 miles of beaches
  • Resort communities and golf at the south end of the island
  • About 30 minutes to Naval Submarine Base Kings Bay

Buying Here

What to know

Island properties range from historic homes with preservation rules to resort communities with club memberships and rental programs. Flood and wind insurance need early attention.

Luxury homes · Discretion and detail at the top of the market.

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Community & Official Sites

Straight from the source

Amenities, rules, assessments, and events as the community, club, district, or city publishes them. Club memberships are separate from HOA and CDD fees; I'll pull the current numbers for any home you're considering.

Map

Where Fernandina Beach & Amelia Island is

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Map data © OpenStreetMap contributors. Boundaries shown are approximate; confirm a specific address with the county property appraiser.

Before You Buy

Questions to answer for any Fernandina Beach & Amelia Island home

  • Current property taxes, and what they may become without the seller's homestead exemption
  • HOA dues, what they cover, and any special assessments or capital contribution at closing
  • Club membership requirements and costs, if any
  • FEMA flood zone and whether flood insurance is required or recommended
  • Roof age and wind mitigation features, which drive insurance cost
  • School assignments for the specific address, confirmed with the district

The City of Fernandina Beach sets its own tax rate on top of Nassau County's; Yulee is unincorporated. Wildlight and other new communities carry CDD assessments.

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Annual Events & Traditions

Events and traditions around Fernandina Beach & Amelia Island

In Fernandina Beach

First weekend of May

Isle of Eight Flags Shrimp Festival

Fernandina Beach's signature festival since the 1960s: a pirate parade, art, music, and a lot of shrimp in the historic downtown.

Details

Dates change from year to year; check each organizer's site. For what's happening tonight, see Livedrp below.

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Live music and nightlife near Fernandina Beach & Amelia Island

Within 3 miles around downtown Fernandina Beach: 33 nightlife spots, including 12 with live music. This week, 8 of them have events on the calendar. A few of the closest (names open in Google Maps; tonight's lineup is in the Livedrp app):

See what's live tonight Livedrp shows live music, events, and specials happening near Fernandina Beach & Amelia Island right now. Open Livedrp

Venue data from Livedrp as of 2026-11-04. Disclosure: Dawn Spencer is the founder of Livedrp.

Neighborhood information is general and believed reliable but not guaranteed. Confirm HOA rules, club memberships, flood zones, and school assignments for any specific property.

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Next Step

Luxury homesDiscretion and detail at the top of the market.VA & military buyersMinutes from the base, with a Navy veteran REALTOR®.New-listing alertsNew homes here the day they list.Selling here?A personal valuation from recent sales.

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Dawn Spencer, REALTOR® · Hi Real Estate